The following investment advisory fee schedule will be utilized by Adviser to calculate Client's advisory fee. Lower fees for comparable services may be available from other sources.

Assets Under Management Management Fee

up to $1,000,000………………………………. 1.00%

$1,000,001 - $3,000,000…………………. .75%

$3,000,001 - $5,000,000………………… .60%

$5,000,001 - $10,000,000………………. .50%

Over $10,000,000……………………………. .40%

JMHW’s minimum account size is generally $750,000, but this amount is negotiable.